Notice on Consideration of Tokenized Deposits in Collaboration with JAPAN POST BANK
DeCurret DCP Co., Ltd. (Head Office: Chiyoda-ku, Tokyo; Representative Director, Chairman and President, CEO: Satoshi Murabayashi; hereinafter “DeCurret DCP”) announced that it will support JAPAN POST BANK Co., Ltd., (Hereinafter “JAPAN POST BANK”) which is considering commencing the heading of tokenized deposits (*1) by fiscal year 2026, by providing its platform for this initiative by DeCurret DCP.
1.Overview of Tokenized Deposits Considerations
JAPAN POST BANK is considering offering tokenized deposits for both individuals and corporations under the “Co-creation Platform” concept promoted by Japan Post Group, with the aim of providing new value to customers.
The tokenized deposits under consideration are envisioned to leverage blockchain technology, combining instant settlement with transparency. JAPAN POST BANK would act as the issuer, enabling payment functionality through its settlement deposits.
This structure ensures that the deposits are covered by deposits insurance, providing customers with a safe and reliable service.
DeCurret DCP envisions collaborations with a wide range of businesses, leveraging blockchain-based functions such as smart contracts. As part of this effort, discussions are already underway between JAPAN POST BANK and several potential partners participating in the Digital Currency Forum hosted by DeCurret DCP.
As an initial step, DeCurret DCP will support JAPAN POST BANK in exploring settlement methods linked to NFT (*2) and security token (*3) transactions, which are expected to be launched by fiscal year 2026.
2.Regarding the future
DeCurret DCP aims to create new opportunities for business co-creation, starting with supporting JAPAN POST BANK Co., Ltd. in its consideration of handling tokenized deposits.
*1 Tokenized Deposits: A system that utilizes technologies such as blockchain for bank deposits, enabling deposits to be handled digitally. Also known as Deposit Tokens, initiatives are expanding overseas as well.
*2 NFT (Non-Fungible Token): A token issued on a blockchain that can prove its uniqueness and cannot be replaced.
*3 Security Token: A type of security issued using electronic means such as blockchain technology, replacing traditional mechanisms like stocks and corporate bonds.